About Us

Mi Property is a division of Mi Specialty which is part of the Lloyd & Whyte Group and borne out of the acquisition of Stride Underwriting and R&Q CRS. Mi Property has over 45 years experience and is now one of the leading wholesale insurance providers in the UK.

We offer our network of over 400 agents and brokers access to property owners insurance schemes for every kind of let commercial property, alongside a full range of supporting products such as rent guarantee insurance, tenants content and tenant vetting services.

Mi Property launched in July 2021, following the acquisition of R&Q Commercial Risks by Lloyd & Whyte Group Ltd in February 2021, which was preceded by the acquisition of Stride Underwriting in January 2020.

Lloyd & Whyte Group are proud to be part of the Benefact Group – a charity owned, international family of financial services companies that give all available profits to charity and good causes.

We’re built on the idea that better business, can better lives.

Each business in our group is a specialist in its field. We’re united by a shared ambition to have a lasting positive impact on the communities we support, which has made us the fourth largest corporate donor in the UK¹.

Find out more on the Benefact Group website.  

1 DSC – The guide to UK Company Giving 2021-22.

Mi property about us
mi property our focus

Our Focus

We are dedicated to providing our agents with a first class service ensuring that we offer you and your clients the best advice, cover, competitive terms and better commission level than many of our competitors. Mi Property provides brokers with bespoke cover for a wide range of commercial property such as blocks of flats, high-value housing and let properties.

Industry trusted, capacity is provided by binding authorities with a wide range of major UK insurers and our brokers also have exclusive access to our new MGA, Portus Underwriting.

Mi Property has gone from strength to strength by offering brokers competitive rates and instant comparison quotes from the popular Broker Portal, with no minimum agency support commitments and no policy fees. Mi Property takes pride in giving the highest levels of service in the industry, with prompt turnaround of quotes, expert underwriting and in-house claims fulfilment.

Years' Experience

Satisfaction Score

Live Agents

£million

Raised for Charity

What do our clients have to say?

Client Testimonials

Mi Property provides an excellent service across the board for our Property Owner needs. They are able to get to decision makers and make decisions quickly, efficiently and with confidence. They are extremely flexible and work with brokers to win and secure business, which is very refreshing. They have market leading products with a great deal of knowledge on property owner products. What they don’t know about Property Owners insurance, is not worth knowing!”

The relationships and rapport built with Mi Property has meant they have a fantastic understanding of the way we work. The turnaround and service supplied for any and all enquiries are first class. Their technical knowledge and general knowledge of the markets within the Property Owners insurance is invaluable.

We approached Mi Property when our existing property MGA was acquired. They have supported us since day one and become an integral part of our property market & broking capability. They are our go to market for a certain segment of business and in our top 3 insurers for property business. We have a particular segment of business that as soon as we get the enquiry we say 'let's show that to Mi Property'

Mi Property have gone out of their way to build a strong, trusting relationship with us. In respect of new business, the team have great knowledge of the market and their products and always approach each request with a "can do" attitude and if we have a short timescale and let them know, their turnaround rate always delivers. The renewal/adjustment team are on the ball. Getting renewals to us on time and the product literature is very clear and straightforward with changes required to the policy that Clients must be made aware of. Mi Property are a very friendly, organised & easy Company to work with,.. Highly recommend Mi Property.

We have been working closely with Mi Property for over 11 years, We have built fantastic & solid working relationships with everyone on the team. We can not praise them highly enough for their speedy response times, product knowledge and assistance with complicated bespoke risks. We would highly recommend them for their service, accuracy and overall a pleasure to work with.

I have now been working with Mi Property for over 6 years. They have always been an excellent company to work with. Their team are always on hand to help with any questions we should have. They have brilliant processes which makes our jobs easier as brokers. When placing new business with Mi Property we always been helped with a team of experts who have an excellent knowledge of the industry and can answer pretty much any question we throw at them! I have every confidence in placing my business with Mi Property as I know should a claim arise at any point it is dealt with swiftly and efficiently.